Accounts
Minimum Deposit to Open Account
Minimum Daily Balance to Earn Interest and APY
Account Features
Costs, Liablilities & Requirements

Personal Savings Account*

$50.00
$50.00
-Quarterly Statement

With Quarterly Statements:
- $3 per quarter maintenance fee if daily balance falls below $50
- $2 per withdrawal after three withdrawals per quarterly cycle

Buffalo Nickel Account*
$50.00
$1.00
-Quarterly Statement
- Must be 18 or younger with a valid Social Security card and one adult custodian

With Quarterly Statements:
- $3 per quarter maintenance fee if average balance falls below $5
- $2 per withdrawal after three withdrawals per quarterly cycle

Christmas Club Account*
$50.00
$1.00
-Quarterly Statement
- Withdrawals can be made from October 1st thru December 31st with no fee

With Quarterly Statements:
- no minimum balance fee
- $6 per withdrawal other than October thru December