Overview Tutorial Overdraft Transfers Account Management
 

Tips to Avoid Overdraft and Insufficient Item Fees


  • Ask us how to set up a pre-authorized funds transfer from another depository account with us.
  • Ask us about training on responsible account management.
  • Keep your check register up-to-date to track how much money is in your account.
  • Record checks and other transactions when you make them.
  • Pay special attention to record your ATM withdrawals and fees, VISA Debit Card purchases, and other online payments.
  • Make sure you record all utility, insurance & loan automatic payments and account fees in a timely manner.
  • Remember that some checks and automatic payments may not have cleared your account yet.
  • Review your monthly account statements. Between statements, use CityNET Online Banking, Mobile Banking or Telephone Banking to check your balance and view which payments have cleared.