About City National Bank of Oklahoma
Fees and Charges at City National Bank

Common Fees and Charges

ATM & CityCARD Replacement Cards
$5.00
ATM Foreign Machine Transactions & Inquiries (each)
$1.00
ATM & CityCARD denied transaction (each)
$1.00
Closing an Account within First 6 Months
$15.00
Overdrafts & Insufficient Funds Items
  Per Check or Debit
$22.00
  Insufficient Funds Notification
$5.00
Overdraft Limit (per debit item in overdraft)
$22.00
Overdraft Transfer (per-authorized)
$5.00
Snapshot Statement/Account Print Out
$2.00
Stop Payment Orders (per item)
$22.00
Telephone Transfer (each)
$2.00
Temporary Check (each)
$0.30

Other Fees and Charges

Account Reconciliaiton Assistance (per hour)
$20.00
ATM Replacement PIN (mailed)
$1.50
Cashier's Check (customers)
$3.00
Cashier's Check (non-customers)*
$5.00
Charge-backs, Cash Items and Re-Runs (per item)
$2.00
Check Cashing (non-customers)
plus cost of inquiry (minimum charge of $5.00)
2%
Collection Items (Outgoing and Incoming)* Upfront Fee
  Customers
$10.00
  Non-Customers*
$20.00
Deposit/Loan Verification
$10.00
Dispute Fee
$20.00
Dormant account monthly charge
Account is dormant after 2 years of no customer contact.
Interest and income credit will no longer accrue.
$10.00
Facsimile (Fax) Machine Copies
  Incoming (per page)
$2.00
  Outgoing (per page)
$3.00
Garnishments
$10.00
Inactive Fee (after 90 days)
$5.00
Incomplete Address Fee (180 days)
$5.00
Incomplete TIN Certificate Fee
$50.00
Levies
$20.00
Night Deposit Bag Rent (per year)
$20.00
Notary Service (non-customer)*
$5.00
Photocopies and Microfilm copies (per page)
$1.00
Rejected MICR Encoding (per item)
$0.25
Research Time per Hour (any circumstances)
$20.00
Safekeeping of Securities*
  Customer (per security)
$30.00
  Non-Customer (per security)*
$50.00
  Transaction Charge
$5.00
Signature Guarantee (non-customer)*
$5.00
Special handling of account (per month)
$10.00
Traveler's Cheques
  Single Signature (per $100.00)
$1.00
  "Cheques for Two" (per $100.00)
$1.50
Wire Transfers*
  Customer - Outgoing
$10.00
  Customer - Incoming
$5.00
  Non-Customer - Outgoing & Incoming*
$15.00
Zipper Bags - Large (per bag)
$3.50
Zipper Bags - Coin Size (per bag)
$1.50

*Free-n-Easy account holders who do not have any other deposit or loan relationship with the bank will be charged the fees indicated above at the non-customer rate.

**Fees are periodically reviewed and subject to change.